How to get good Mortgage advice

There are many options available to prospective clients when considering buying a property or reviewing their current mortgage. The internet has made it far easier to find out about information and rates available, and even apply online for a mortgage without having to speak to an adviser or visit a local branch!

However, we firmly believe that whatever advice is out there or provided through various forms of media, the world of mortgages is still a minefield! The endless source of information does not necessarily make it an easier decision – sometimes it actually makes it more difficult as there are too many choices and options given.

At Property Price Advice, we would like to focus on the area of mortgage advice – to go back to basics and actually provide a service whereby you can have a conversation with a human being, who will understand your circumstances, and be able to answer any questions you may have. You may have used your bank before for your mortgage arrangements, or you may have a broker who arranges and reviews your mortgages for you – we would like to offer a further option.

Recent changes in the mortgage market have meant that some of the most competitive deals are not available through mortgage brokers – Since the credit crunch began, lenders have tightened up their criteria, the number of available mortgages has reduced dramatically and for many of the better rates available, a deposit or equity levels of 30 – 40% are needed. There has never been a more important time to receive the correct advice!

We are able to offer through Private Wealth Mortgages Ltd, an advice service to ensure you do receive the right advice FOR YOUR OWN INDIVIDUAL CIRCUMSTANCES. Private Wealth have access to all mortgage products available and can give you a comparison between products from lenders that will only deal with clients directly, and products from lenders who will allow a mortgage adviser to process them on a clients behalf. You will then have the opportunity of either going ahead and arranging your own mortgage, or working with Private Wealth who will assist you.

For an initial, free, no obligation consultation, please use the ‘contact us’ link and you will be contacted by one of the Private Wealth Team.

Please visit our website www.privatewealthmortgages.co.uk

Salli Anstey
Director
Private Wealth Mortgages Ltd
Suite 3, Hillreed House, 54 Queen Street, Horsham, West Sussex RH13 5AD

Tel: 0845 658 3470
Fax: 0845 658 3480
Mobile: 07932 156517

Authorised and Regulated by the Financial Services Authority, number 445980
Registered in England and Wales, number 5603163
Regency House, 61a Walton Street, Walton on the Hill, Surrey KT20 7RZ